Have you ever received a large medical bill you weren’t expecting? Even financially savvy consumers can be put in a bind when they’re hit by an unexpected sickness and/or insufficient insurance coverage. It happens all the time. In fact, a 2007 Harvard study found that 62% of all individual bankruptcies were due to medical debt. But in an industry full of coding errors, chances are better than you might think that there’s some kind of mistake, inappropriate charge, or even a service you didn’t receive. Before you pay the bill, make sure you stop to ask a few important questions. You may not actually owe what your insurance company says you owe.
#1: Did I Actually Receive These Services?